Source data: SDAR Monthly Indicators (Oct 2025) and Freddie Mac PMMS.
Key Takeaways
- Detached homes: Median sales price $1,011,500 (−2.7% YoY); closed sales +0.1%; pending sales −1.2%; inventory −1.5%; days on market 41 (+20.6% YoY); months’ supply 2.5 (−3.8%).
- Attached homes (condos/townhomes): Median sales price $660,000 (−2.8% YoY); closed sales −1.8%; pending sales +1.0%; inventory +10.0%; days on market 45 (+12.5% YoY); months’ supply 3.3 (+10.0% YoY).
- Mortgage rates: 30-year fixed averaged around the low-to-mid 6% range (late October to early November).
Market Snapshot
San Diego’s October data shows a modest cooling in prices year-over-year, with detached and attached segments both slightly lower on median price compared with October 2024. Inventory trends diverged—detached inventory tightened a touch, while attached inventory expanded—contributing to longer marketing times across both segments.
Detached Homes
- Median Sales Price: $1,011,500 (−2.7% YoY)
- Closed Sales: +0.1% YoY
- Pending Sales: −1.2% YoY
- Inventory of Homes for Sale: −1.5% YoY
- Days on Market (Median): 41 (+20.6% YoY)
- Months’ Supply: 2.5 (−3.8% YoY)
- % of Original List Price Received: 97.2% (−0.7 pts YoY)
What it means: Detached homes remain relatively tight on supply, which helps support values even as affordability pressures persist. Expect competitively priced listings in move-in condition to draw steady attention.
Attached Homes (Condos & Townhomes)
- Median Sales Price: $660,000 (−2.8% YoY)
- Closed Sales: −1.8% YoY
- Pending Sales: +1.0% YoY
- Inventory of Homes for Sale: +10.0% YoY
- Days on Market (Median): 45 (+12.5% YoY)
- Months’ Supply: 3.3 (+10.0% YoY)
- % of Original List Price Received: 96.6% (−1.0 pts YoY)
What it means: Buyers have more choices in the attached segment. Well-located and updated units still move, but sellers should anticipate slightly longer timelines and the need for sharp pricing.
Mortgage Rates & Affordability
Mortgage rates hovered in the low-to-mid-6% range from late October into early November, helping stabilize monthly payments compared with earlier this year. Rate moves remain the biggest swing factor for monthly affordability and buyer demand.
Advice for Buyers & Sellers
For Sellers
- Price within recent comps; buyers are rate-sensitive and scrutinizing value.
- Pre-list prep (repairs, paint, staging, curb appeal) can shorten days on market.
- Expect negotiation on credits or closing costs, especially for attached units.
For Buyers
- Get pre-approved to act quickly; favorable listings still receive strong interest.
- Leverage the growing attached inventory for better selection and terms.
- Ask your lender about buydowns or credits if rates fluctuate during escrow.
Methodology & Sources
Figures reflect October 2025 monthly indicators for San Diego County from the San Diego Association of REALTORS® (SDAR) and the Primary Mortgage Market Survey® (PMMS®) for mortgage rates.
